North Midlands Credit Union Limited Cookies Policy

Introduction

North Midlands Credit Union Limited (“we“, “us“, “our“) respects your right to privacy and is committed to protecting and respecting your privacy. This Cookies Policy (together with our Website T & Cs and Privacy Policy sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding your personal data and how we treat it.

We may change this Cookies Policy from time to time by updating this page. You should check this page from time to time to ensure you are happy with any changes.

What Are Cookies

Cookies are small files that store information on your hard drive or browser that means that the website can recognise that you have visited the website before. They make it easier for you to maintain your preferences on the website, and by seeing how you use the website we can tailor the website around your preferences and measure usability of the website.

What Do We Use Cookies For

We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration, to help us provide a better service; to record session information and/or to assist you in browsing the website. This may in some instances only be statistical data about how you browse our website. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the Cookie to you.

For the same reason, we may obtain information about your usage of the website by using a cookie file which is stored on the hard drive of your computer. Cookies contain information that is transferred to your computer’s hard drive. Cookies help us to improve the website and to deliver a better and more personalised service. They enable us:

• to estimate usage numbers and patterns;
• to store information about your preferences, and so allow us to customise the website according to your individual interests;
• to speed up your searches; and
• to recognise you when you return to the website.

Cookies We Use

Necessary Cookies

These Cookies allow you to move around and access secure areas of our website and apps. Without them, we cannot provide the online services you may want. You do not need to give us consent for necessary cookies to be used – they will be set automatically if you use our website or apps. You can find the necessary cookies that we use on our website listed in the Cookie Table set out below.

Analytics Cookies

These cookies collect information about how you use our website. They tell us which pages you go to most often, and whether you get error messages from web pages. All information stored by performance cookies is aggregated and does not personally identify you. You can find the analytics cookies we use on our website listed in the Cookie Table set out below.

Performance Cookies

These cookies allow our website to remember choices that you have made on previous visits. This could include things like changes you’ve made to the size of the text on a specific page. They can keep track of your progress when you’re completing online application forms. Functional cookies can also be used to provide services you’ve asked for, like inter active chat (if available) through our website. You can find the performance cookies we use on our website listed in the Cookie Table set out below.

Functional Cookies

These cookies are used to provide services from third parties, such as Instagram and Django. For more information about such cookies please refer to the website of the stated providers in the Cookie Table below.

Advertising Cookies

These cookies (also called targeting cookies) help us shape our advertising and make it more relevant to you. We and our third party advertising partners use these cookies to understand what you’re interested in on our website, and to identify what other web sites may have directed you to us. If you do not allow these cookies, you may experience less targeted advertising. You can find the advertising cookies we use on our website listed in the Cookie Table set out below.

Which Cookies do we use?

The cookies we use on our website are as listed in the Cookie Table set out below. We may amend or update this Table from time to time.

The website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”) to collect information about how visitors use the website. The Cookies used by this product collect information in an anonymous form and are used by many different websites. If you wish to opt out of being tracked by Google Analytics across all websites, please visit http://tools.google.com/dlpage/gaoptout.

First party cookies are created by our website and owned by our Credit Union. Third party cookies are created and owned by third party technical service providers, for example Google Analytics.

Managing Cookies Usage

You may refuse to accept or you may disable cookies by activating the setting on your browser which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of the website or unable to avail of our services. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to the website.

You can find out how to do this for your particular browser by clicking “help” on your browser’s menu or by visiting www.allaboutcookies.org.

If you have any concerns about material which appears on the website, please contact us at info@northmidlandscu.ie